Attention homeowners and business owners with fire, wind, and water damages in Charlotte VT — we can help!

We are helping Charlotte, VT homeowners, condominium associations, property managers, and business owners with insurance claims from ice dam, pipe burst, and fire insurance claims in these areas:

  • Lake Rd

  • Greenbrush Rd

  • Church Hill Rd

  • Mt Philo Rd

  • Hinesburg Rd

  • E Thompsons Point Rd

  • Spear St

  • Other areas not listed — please call us at 800-654-3041.

Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.

We work for you to maximize your claim!

Specializing in mold damage, storm damage, ice dams, wind damage, sinkholes, and more — we can help. 

Please call Marc Lancaric at 800-654-3041 with any questions about our Vermont insurance adjusting services.

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For a FREE CLAIMS EVALUATION for your home, condominium, or business, please fill out the Contact Us form.

“My team is here to help you get the most money for your insurance claims. We work for you!” 
— Marc Lancaric

Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster

For homeowners in Charlotte, VT, facing flood damage, navigating insurance claims can be daunting. Employing a public insurance adjuster can simplify this process and help ensure that you receive a fair settlement. Here are essential tips for effectively using a public insurance adjuster for flood damage claims:

  1. Verify Licensing: Start by confirming that the public insurance adjuster is licensed in Vermont. Licensing is a testament to their expertise and compliance with state regulations, ensuring that they are qualified to handle your claim.

  2. Understand Fee Structure: Public adjusters generally charge a fee based on a percentage of your claim's settlement. In Vermont, these fees are typically capped, but it's crucial to discuss and agree upon this percentage before moving forward. Make sure there are no hidden costs.

  3. Document the Damage: As soon as it is safe to do so, document all flood damage thoroughly. Take photographs and videos from multiple angles, showing the extent of water intrusion and damaged property. These records are critical for your adjuster to build a strong case on your behalf.

  4. Mitigate Further Loss: While documenting, take necessary steps to prevent further damage, such as covering breaches in the building envelope with tarps or moving undamaged items to higher ground. Note that additional damages caused by negligence can complicate your claim.

  5. Gather Records: Compile any receipts, previous repair documents, and a comprehensive inventory of damaged personal items. This detailed documentation will support the adjuster in negotiating with the insurance company.

  6. Choose Local Expertise: Opt for an adjuster who has experience dealing with flood claims in Charlotte. Familiarity with local flood patterns and regulations can be advantageous in handling your claim effectively.

  7. Regular Communication: Maintain consistent communication with your adjuster. Being proactive and responsive helps keep the claims process moving and ensures that you are informed about any updates or requirements.

  8. Review the Claim Submission: Before your adjuster submits the claim, review all the paperwork. Ensuring that every detail is accurate and adequately documented can prevent delays and disputes.

  9. Examine the Settlement Offer: Once your insurance company makes an offer, review it meticulously with your adjuster. They can help assess if the offer adequately covers your losses and advise whether to accept or negotiate further.

  10. Follow Up: After settling the claim, discuss with your adjuster any lessons learned and ask for advice on future risk mitigation strategies. They can provide valuable insights into improving your property's resilience to flooding.

Using these tips, homeowners in Charlotte can leverage the expertise of a public insurance adjuster to navigate the complexities of flood damage claims, ensuring that they receive the compensation necessary to restore their homes effectively.

About Charlotte, Vermont

Charlotte is located in the southwest corner of Chittenden County. It is bordered to the north by the town of Shelburne, to the east by Hinesburg, to the southeast by Monkton in Addison County, and to the south by Ferrisburgh in Addison County. To the west the town extends to the New York/Vermont border in the middle of Lake Champlain.

Notable people

  • John Dewey, American psychologist, philosopher, educator, social critic and political activist. Briefly taught in a private school for girls after graduating from the University of Vermont around 1880.

  • Lane Gibson, sound engineer

  • Wilfred Grenfell, medical humanitarian in Newfoundland and Labrador

  • Jeffrey Hollender, American businessperson, entrepreneur, author, and activist. He is well known for his roles as CEO, co-founder, and later Chief Inspired Protagonist and Executive Chairperson of Seventh Generation Inc.

  • Melvin Kaplan, oboist and founder of the Vermont Mozart Festival[citation needed]

  • Dan Kiley, landscape architect (deceased)

  • Abel E. Leavenworth, educator and soldier

  • Cyrus Pringle, botanist (deceased)

Source: Wikipedia, Charlotte, Vermont

 

If you're a homeowner or business owner in Charlotte, Vermont, recovering from damage caused by water, roof issues, fallen trees, or winter storms, the following resources can assist you in restoring your property:

🏛️ Local Government & Emergency Management

🛠️ Restoration & Cleanup Services

⚠️ State & Federal Disaster Assistance

  • Vermont Emergency Management – Individual Assistance
    Provides financial resources to help pay for losses, including home repair, replacement, and other critical needs.
    Website: https://vem.vermont.gov/vem/flood/IA​vem.vermont.gov

  • Vermont 211
    A free, confidential referral program that provides information on transitional housing and compiles damage estimates to private property during a disaster.
    Website: https://www.vermont211.org/​

  • FEMA Disaster Assistance
    Offers federal disaster assistance programs for individuals and businesses affected by severe storms and flooding.
    Website: https://www.disasterassistance.gov/​

  • Small Business Administration (SBA) Disaster Assistance
    Provides low-interest disaster loans to businesses, homeowners, and renters to repair or replace disaster-damaged property.
    Website: https://www.sba.gov/funding-programs/disaster-assistance​

💼 Business Recovery Support

  • Vermont Agency of Commerce and Community Development – Flood Recovery Resources
    Offers information and resources to assist businesses in recovering from flood damage.
    Website: https://accd.vermont.gov/flood​

  • Vermont Community Foundation – VT Flood Response & Recovery Fund
    Provides grants to support Vermonters in responding to, recovering from, and building resilience to storms and flooding.
    Website: https://vtfloodresponse.org/​

🌲 Tree & Land Recovery

These resources can assist you in restoring your home or business property following damage from water, roof issues, fallen trees, or winter storms in Charlotte, VT. If you need further assistance or have specific questions, feel free to ask!​