11/8/22 UPDATE: If you live in Southwest Florida and have been affected by Hurricane Ian, please reach out to our team of private insurance adjusters waiting to help. Contact our Cape Coral, FL office at the number below. We are currently scheduling appointments for business property and homeowners with major property damage in the following areas:

Cape Coral FL, Estero FL, Fort Myers Beach FL, and Sanibel FL

Fill out the Free Claims Consult form or call us 24/7 at 239-221-6170.

Business owners, large commercial property owners, and homeowners throughout Southwest Florida can get assistance on their Hurricane Ian insurance claims. Let our expert independent insurance adjusters help you with water, flood, structural, roof, business interruption, and wind damage insurance claims.

“With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation. Your insurance company does not have your best interest at heart!”

— Marc Lancaric, President/Public Insurance Adjuster, Global Patriot Adjusters

Many people with major property damage insurance claims ask us the following:

• When to hire a public adjuster?

• How do adjusters get paid?

• Is it worth getting a public adjuster?

• What happens when an insurance adjuster comes to your house?

• What is the purpose of a public adjuster?

• Who does a public adjuster represent?

• When to hire a private adjuster?

• How to deal with insurance claims adjuster?

Please read below for the answers!

What we do for you:

— Preparing Initial Loss Investigation – Identify Cause of Loss (COL)
— Analyzing Insurance Coverage – Evaluate your insurance policy and endorsements to ascertain best strategy for maximizing your coverage
— Advising you on clean-up and how to proceed with recovery.

— Negotiating with your insurance company for mitigation services, including water damage repair and cleanup, fire/smoke damage and cleanup, mold removal, and other various structural uninhabitable circumstances.
— Creating detailed report for you and the insurance company of all damages resulting from loss.
— Creating summary of costs resulting from property loss and Additional Living Expenses (ALE), which may include hotels, and food
— Clearly explaining all policy language, for example: Replacement Cost Value (RCV), Actual Cash Value (ACV), Additional Living Expenses (ALE), Depreciation / Recoverable Depreciation, and Resolution and any other terminology related to your loss.

SERVICES

Global Patriot Adjusters provides you a host of services:

– Public Adjuster Services: Direct Client Support in Closing Claims
– Appraisal Services: Acting as a Client Appraiser for Insurance Appraisal
– Umpire Services:  Acting as an Umpire in an Insurance Appraisal
– Valuation Services:  for Entities Requiring such Services
– Litigation Support: Expert Witnessing, Strategy Review
– Content Claims: Support and Filing
– Insurance Appeals: for Client Denied that need a New Solution.

Global Patriot Adjusters is a Licensed Public Adjusting Firm for Residential & Commercial serving New Hampshire, Massachusetts, Connecticut, Rhode Island, Vermont, Maine, New York, Louisiana, Florida, and Georgia

Contact us for a FREE no-obligation consultation or for advice on how to proceed with your insurance claim. Let us reduce your stress!

Maximizing the Size of Your Insurance Claim

Maximizing the size of your insurance claim may mean properly valuing  or discovering the depth of the actual damage.

“Maximizing the size of your insurance claim is more of a science project than anything else. We prove facts, and present them in a way the Insurance company will understand.”
— Marc Lancaric – Public Adjuster, President of Global Patriot Adjusters, LLC

Yesterday we met with an insurance adjuster for a claim in Nashua, NH. The adjuster sized the claim at $23,500. We validated our estimate at $41,000 and settled the claim. That defines Maximizing the Size of Your Insurance Claim.

Earlier in the week were working on a Pipe Break claim in Hartford, CT. The Owner thought the claim was going to cost about $43,000 to repair due to a contractor visiting the property who "eye-balled" the estimated cost. We produced a line by line estimate of the damage to the property to justify the entire claim. The actual claim value was $91,5000.

Early conversations with the Insurance Adjuster look positive for this amount. The owner is actually getting an Advance for $15,000 this week due to our efforts.

While working with a business owner in Hopkinton, MA, we discovered a second pipe break which was missed by the carrier. The Pipe had lower pressure and had caused a slower release of damaging water.  We were able to inform the carrier and validate the additional damage.

On commercial claims especially, Maximizing the Size of Your Insurance Claim mean assessing the damage and Loss of Use Policy provisions. The Pitfalls of handling an insurance claim can mean the loss of tens of thousands on the average loss.

Please Contact Global Patriot Adjusters to have us work on Maximizing the Size of Your Insurance Claim.

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation. Your insurance company does not have your best interest at heart. We have a staff ready to personally handle every aspect of your claim.

Contact Marc Lancaric and his team for a FREE no-obligation consultation or for advice on how to proceed with your major damage insurance claim. We can save you thousands of dollars by working for you, NOT the insurance company!