Garden City South Carolina Public Insurance Adjusters
Attention SC businesses and residents affected by recent hurricane and tropical storm damage and flooding — please call 843-620-0002 for help with your insurance claims.
Make us your first call!
We serve the following areas in the Garden City SC area:
Ocean Boulevard / Beachfront
Atlantic Beach District
Garden City Pier Area
Waccamaw Drive
Oyster Bay Golf Course
Sea Master / SurfMaster Condos
One Ocean Place Area
Cypress Avenue District
Pine Avenue Area
U.S. Highway 17 Business Corridor
For other areas not listed, please call!
Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.
Specializing in hurricane damage, flood, storm surge, and wind damage insurance claims — we can help.
Specializing in hurricane damage, flood, storm surge, and wind damage insurance claims — we can help.
Please call Marc Lancaric at 843-620-0002 with any questions about our South Carolina insurance adjusting services.
For a FREE CLAIMS EVALUATION for your home, condominium, or business, please describe your insurance claim situation when contacting us.
“My team is here to help you get the most money for your insurance claims. We work for you!”
— Marc Lancaric
Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster, Hurricane Claims Expert
When Filing a Coastal Property Damage Claim in Garden City, SC
Filing a coastal property damage claim in Garden City, SC requires special attention to the unique challenges facing beachfront and near-shore properties. Located directly on the Atlantic Ocean just south of Surfside Beach, Garden City faces frequent exposure to hurricanes, storm surge, and coastal erosion. Here are essential guidelines for maximizing your coastal property claim:
Document All Storm and Water Damage: Garden City properties face multiple threats from Atlantic storms - wind damage, storm surge flooding, and sand infiltration. Photograph all damage immediately after storms, including water lines on walls, sand accumulation, deck and pier damage, and any structural impacts from storm surge. Document both oceanfront and bayside property damage.
Understand Coastal Insurance Requirements: Garden City properties often require specialized coverage including flood insurance through NFIP, windstorm coverage, and specific provisions for beachfront construction. Review your policy's hurricane deductibles, named storm provisions, and understand the differences between wind and water damage coverage - critical distinctions for coastal claims.
Know Garden City's Vulnerability Factors: Properties near the Garden City Pier, Ocean Boulevard, and Atlantic beachfront face higher risk exposure. Insurance companies may try to attribute damage to "normal coastal weathering" rather than specific storm events. Be prepared to demonstrate that damage resulted from the covered peril, not gradual coastal erosion or normal salt air exposure.
Address Unique Coastal Damage Types: Garden City claims often involve undermining of foundations due to sand movement, damage to elevated structures and pilings, destruction of boardwalks and beach access, and infiltration of sand into HVAC and electrical systems. Each of these requires specific documentation and expert assessment.
Act Quickly on Emergency Stabilization: Coastal properties in Garden City's humid, salt-air environment deteriorate rapidly after storm damage. Make temporary repairs to prevent further damage while documenting everything. Emergency board-up, water extraction, and structural stabilization costs are typically covered and should be preserved as part of your claim.
Comply with Coastal Building Standards: Any repairs in Garden City must meet Horry County coastal construction standards, elevation requirements for flood zones, and specific guidelines for beachfront properties. These requirements can significantly impact repair costs and must be factored into your claim estimate.
Working with a public adjuster experienced in Garden City's coastal challenges ensures you receive fair compensation for the full scope of storm damage to your Atlantic beachfront property.
About Garden City, South Carolina
Garden City, also known as Garden City Beach, is a coastal census-designated place in Horry County, South Carolina, located directly on the Atlantic Ocean. With a population of 10,235 residents according to the 2020 census, Garden City is a popular beach community situated just south of Surfside Beach and north of the Georgetown County line.
Garden City covers 5.4 square miles and is bordered by the Atlantic Ocean to the southeast, U.S. Route 17 to the northwest, and extends south to the mouth of Murrells Inlet. The community is accessible via U.S. Route 17 Business, which runs through the center of town and connects northeast to Myrtle Beach, located 10 miles away.
The area features a mix of oceanfront condominiums, beach houses, and year-round residences. Notable landmarks include the Garden City Pier, which was rebuilt after Hurricane Hugo's destruction in 1989 and fully reopened in 1992. The community is known for its fishing pier, family-friendly beaches, and proximity to the famous Murrells Inlet MarshWalk dining district.
Garden City experiences a subtropical climate with summer temperatures typically in the 80s°F and winter temperatures in the 40s°F. The area receives an average of 54.57 inches of rainfall annually, with September being the wettest month. As a coastal community, Garden City is vulnerable to hurricanes and tropical storms during the Atlantic hurricane season.
Source: Wikipedia, Garden City, South Carolina & US Census Bureau
Tips for Working with a Public Insurance Adjuster in Garden City, SC
Research and Choose Wisely: Look for adjusters with coastal property experience and positive reviews in Garden City, SC
Understand Their Role: Your adjuster works for you, not the insurance company, to maximize your settlement
Provide Comprehensive Documentation: Supply photos, receipts, repair estimates, and all correspondence
Communicate Clearly: Maintain open communication and ask questions throughout the process
Be Patient: The claims process takes time - trust your adjuster to secure the best outcome
