Surfside Beach South Carolina Public Insurance Adjusters
Attention SC businesses and residents affected by recent hurricane and tropical storm damage and flooding — please call 843-620-0002 for help with your insurance claims.
Make us your first call!
We serve the following areas in the Surfside Beach SC area:
Surfside Beach Fishing Pier District
Ocean Boulevard / Beachfront Properties
Prestwick Golf Community
Bella Vista Neighborhood
Caropines Community
Deerfield Plantation / Ashley Meadows
The Gates Community
Harbor Lights Development
The Palms Subdivision
Queens Harbour
Southwood (Wicked Stick Golf Course)
Surfside Beach Club
The Lakes Community
Highway 17 Business Corridor
Highway 17 Bypass Area
6th Avenue South Area
Glensbay Road Communities
Holmestown Road Area
Water Park District
Family Beach Central District
For other areas in Surfside Beach not listed, please call!
Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.
Specializing in hurricane damage, flood, storm surge, and wind damage insurance claims — we can help.
Please call Marc Lancaric at 843-620-0002 with any questions about our South Carolina insurance adjusting services.
For a FREE CLAIMS EVALUATION for your home, condominium, or business, please describe your insurance claim situation when contacting us.
“My team is here to help you get the most money for your insurance claims. We work for you!”
— Marc Lancaric
Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster, Hurricane Claims Expert
When Filing a Family Beach Property Damage Claim in Surfside Beach, SC
Filing a property damage claim in Surfside Beach requires specialized understanding of the unique challenges facing "The Family Beach" community. This small coastal town's 2-mile stretch of pristine beachfront, dense population of seasonal properties, and family-oriented infrastructure create distinct considerations for storm damage claims. Here are essential strategies for maximizing your Surfside Beach property claim:
Document Beachfront and Near-Beach Property Damage: Surfside Beach's compact 2-square-mile area means most properties face direct or indirect ocean exposure. Document storm surge damage affecting oceanfront properties along Ocean Boulevard, wind damage to elevated beach houses, and flooding in low-lying areas near the fishing pier. Many properties are vacation rentals or second homes, so include documentation of lost rental income during peak family vacation seasons.
Address Seasonal Property and Rental Income Considerations: As a major vacation destination, many Surfside Beach properties generate significant rental income, especially during summer family vacation periods. Document your rental history, booking patterns, and seasonal income fluctuations. Include costs for cancelled reservations, guest rebookings, and reputation management if your property becomes unavailable during peak "Family Beach" season.
Navigate Dense Development and Storm Surge Issues: Surfside Beach's high population density (2,294 people per square mile) in a flood-prone coastal area creates unique storm damage patterns. Properties may face damage from storm surge, wind-driven debris from neighboring structures, and overwhelmed drainage systems. Document how dense development affects your property's exposure and evacuation/access challenges during recovery.
Consider Family-Friendly Infrastructure Damage: The town's identity as "The Family Beach" means properties often include family-oriented improvements like pools, play areas, golf cart accessibility, and beach access amenities. Document damage to these family-specific features that may not be standard in other coastal communities but are essential to Surfside Beach's rental market appeal.
Account for Accessibility and Special Needs Requirements: Surfside Beach is the first autism-friendly certified travel destination in the United States, with many properties designed for accessibility. Document damage to accessibility features, ramps, sensory-friendly spaces, or adaptive equipment that may have higher replacement costs than standard amenities.
Address Pier and Waterfront Business Interruption: The Surfside Beach Fishing Pier and waterfront businesses face unique exposure to storm damage. If you own or operate businesses serving the family beach market, document lost income from pier closures, beach access restrictions, and reduced family tourism during recovery periods.
Plan for Limited Local Contractor Availability: As a small beach town with high seasonal demand, contractor availability for repairs may be limited, especially after widespread storm damage. Document additional costs for bringing in contractors from outside the immediate area and extended project timelines that affect rental income potential.
Consider Historic Storm Exposure: Surfside Beach has a documented history of significant hurricane damage, including Hurricane Hazel in 1954 that destroyed most of the town's structures. Insurance companies may try to attribute damage to "expected coastal exposure" rather than specific storm events. Be prepared to demonstrate the difference between normal coastal wear and storm-specific damage.
Working with a public adjuster experienced in Surfside Beach's unique family-oriented coastal market ensures you receive appropriate compensation that reflects both the property's value and its income potential in this specialized vacation destination.
About Surfside Beach, South Carolina
Surfside Beach is a small coastal town in Horry County, South Carolina, proudly known as "The Family Beach." With a 2025 population of 4,429 residents, this compact community encompasses just 2 square miles along the Grand Strand, offering 2 miles of pristine Atlantic Ocean beachfront.
Incorporated in 1964, Surfside Beach has maintained its reputation as a family-friendly destination while serving as both an active residential community and thriving vacation destination. The town's motto emphasizes its commitment to providing a small-town, laid-back, child-friendly environment for residents and visitors alike.
Surfside Beach holds the distinction of being the first autism-friendly certified travel destination in the United States, offering enhanced accessibility with beach access ramps, beach wheelchairs, and sensory-friendly experiences. This commitment to inclusivity reflects the community's dedication to welcoming all families.
The town features a population density of 2,294 people per square mile, making it one of the most densely populated areas in South Carolina. The median age is 55.4 years, with a median household income of $74,202. The community is predominantly white (91.9%), with 40.37% of adults holding at least a bachelor's degree, significantly higher than the national average.
Key attractions include the town-owned fishing pier (rebuilt after Hurricane Hazel destroyed the original in 1954), a water park, and numerous family-oriented businesses within walking distance or a short golf cart ride. The area is known for its colorful beach houses, many just steps from the ocean, and popular establishments like Benjamin's Bakery and River City Cafe.
Surfside Beach's history includes a significant plantation era, with "The Ark" plantation covering 3,194 acres in 1838. The area evolved through several name changes - from Roach's Beach to Floral Beach - before becoming Surfside Beach in 1952. The community has weathered numerous hurricanes throughout its history, including significant storms in 1893, 1954 (Hurricane Hazel), and continues to face coastal storm challenges today.
The town is served by Horry County Schools and maintains a strong sense of community pride, hosting various family-friendly events throughout the year. Its proximity to Myrtle Beach (just north) and position on the Grand Strand make it an ideal location for families seeking a quieter beach experience while maintaining access to broader area attractions.
Source: Town of Surfside Beach, Wikipedia, US Census Bureau & Visit Myrtle Beach
Tips for Working with a Public Insurance Adjuster in Surfside Beach, SC
Research and Choose Wisely: Select adjusters with family beach property and vacation rental experience in the Surfside Beach area
Understand Their Role: Your adjuster works for you, not the insurance company, to maximize your settlement
Provide Comprehensive Documentation: Supply photos, receipts, repair estimates, rental income records, and all correspondence
Communicate Clearly: Maintain open communication and ask questions throughout the process
Be Patient: Coastal property claims take time - trust your adjuster to secure the best outcome
