Simmonsville (Buck Island-Simmonsville) Bluffton South Carolina Public Insurance Adjusters
Attention SC businesses and residents affected by recent hurricane and tropical storm damage and flooding — please call 843-620-0002 for help with your insurance claims.
Make us your first call!
We serve the following areas in the Simmonsville (Buck Island-Simmonsville) area of Bluffton, SC:
Buck Island Road
Simmonsville Road
Ballfield Road
Bluffton Parkway Corridor
Hamilton Grove Development
Da Shack Restaurant Area
Eagles Field
Future Buck Island Park Site
Buck Island Historic Area
Gullah Heritage Community
Traditional Family Homesteads
New Riverside Area (nearby)
Bluffton Park Area (nearby)
Old Town Bluffton (nearby)
May River Corridor
Lowcountry Historic Properties
For other areas in Bluffton not listed, please call!
Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public
Specializing in hurricane damage, flood, storm surge, and wind damage insurance claims — we can help.
Please call Marc Lancaric at 843-620-0002 with any questions about our South Carolina insurance adjusting services.
For a FREE CLAIMS EVALUATION for your home, condominium, or business, please describe your insurance claim situation when contacting us.
“My team is here to help you get the most money for your insurance claims. We work for you!”
— Marc Lancaric
Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster, Hurricane Claims Expert
When Filing a Historic Neighborhood Property Damage Claim in Simmonsville (Buck Island-Simmonsville), Bluffton, SC
Filing a property damage claim in the Buck Island-Simmonsville neighborhood requires specialized understanding of the unique challenges facing this historic Lowcountry community. This significantly African American neighborhood, with deep Gullah heritage roots and multi-generational family properties, faces distinct considerations for storm damage claims. Here are essential strategies for maximizing your Simmonsville area property claim:
Document Heritage and Historic Property Values: Many properties in Buck Island-Simmonsville have been in families for generations, with some dating back over a century. These historic family homesteads may have unique construction, heritage materials, or cultural significance that affects replacement costs. Document original craftsmanship, heritage building techniques, and family historical significance that may impact property valuation and rebuilding requirements.
Address Infrastructure and Municipal Service Issues: The neighborhood's relatively recent annexation into Bluffton (2005) means some areas may still lack full municipal infrastructure like public water, sewer, sidewalks, or street lighting. Storm damage affecting these systems or private alternatives (wells, septic systems) requires careful documentation. Include costs for upgrading to current municipal standards if repairs trigger compliance requirements.
Navigate Rapid Development Impact: With new developments like Hamilton Grove and planned apartment complexes changing the neighborhood character, property values and rebuilding costs may be in flux. Recent construction nearby may affect your property's comparable value calculations. Document how new development has changed local property values and construction costs.
Consider Cultural and Community Factors: Buck Island-Simmonsville's character as a traditionally African American community with Gullah heritage may involve properties with cultural significance, family gathering spaces, or community-serving businesses like Da Shack restaurant. Document how storm damage affects community use, cultural practices, or multi-generational family arrangements that may impact loss of use claims.
Account for Bluffton's Building Standards: Properties in Bluffton must comply with town building codes and zoning requirements. Recent neighborhood planning initiatives may have identified needed improvements or infrastructure upgrades. Storm-related repairs may trigger requirements to bring properties up to current standards, which should be included in your claim estimate.
Address Flooding and Drainage Issues: The Lowcountry location means properties face risks from tidal flooding, marsh overflow, and drainage problems during storms. Document water intrusion from all sources - storm surge, tidal action, and inadequate drainage infrastructure. Properties on Buck Island Road and surrounding low-lying areas may face recurring flooding issues that complicate claims.
Plan for Extended Displacement: Limited local housing options in this close-knit community may mean families face challenges finding comparable temporary housing during repairs. Document additional living expenses that account for the need to maintain community connections and cultural practices during displacement.
Working with a public adjuster experienced in Bluffton's Lowcountry environment and sensitive to the cultural significance of heritage communities ensures you receive fair compensation that respects both the monetary and cultural value of your Buck Island-Simmonsville property.
About Simmonsville (Buck Island-Simmonsville), Bluffton, South Carolina
Simmonsville, officially known as the Buck Island-Simmonsville neighborhood, is a historically significant community located in the heart of Bluffton, South Carolina. This unique neighborhood was settled by families, including Gullah descendants, who owned and operated small farms for generations, with some properties remaining in the same families for over a century.
The community comprises approximately one square mile where 26% of the population is African American, according to census data, making it a significantly Black area within Bluffton. The neighborhood has deep cultural roots in the Lowcountry's Gullah heritage, reflecting the traditions and lifestyle of African American families who have called this area home for generations.
In 2005, seeking to improve living conditions and resident safety, the Bluffton Area Community Association petitioned the Town of Bluffton for annexation. The town council approved the annexation on December 29, 2005, bringing municipal services including public water, sewer, sidewalks, and street lighting to areas that previously lacked these infrastructure elements.
Bluffton developed the first Buck Island-Simmonsville Neighborhood Plan in 2009, making it the only residential neighborhood in the town with its own dedicated planning document. A updated plan was approved by Town Council in May 2024, reflecting ongoing efforts to improve quality of life while preserving the neighborhood's unique character.
The area has experienced significant change since the 1990s with new commercial and multi-family development. Currently, three major developments are planned or under construction, including Hamilton Grove (85 single-family homes), and two additional projects adding approximately 200 apartments and 82 single-family homes, which will increase households in the area by more than 50%.
Buck Island-Simmonsville is part of Bluffton, which has grown from one square mile in 1998 to become one of South Carolina's fastest-growing municipalities, with a 2025 population of 39,846. Bluffton maintains its Lowcountry charm with a median household income of $105,463 and serves as a principal town in the Hilton Head Island metropolitan area.
The neighborhood features community establishments like Da Shack restaurant on Ballfield Road, Eagles Field recreational area, and a future 15.5-acre Buck Island Park purchased by the Town of Bluffton in 2024. The area represents a blend of historic Lowcountry heritage and modern suburban development within the broader Bluffton community.
Source: Town of Bluffton, US Census Bureau & Local Planning Documents
Tips for Working with a Public Insurance Adjuster in Simmonsville (Buck Island-Simmonsville), Bluffton, SC
Research and Choose Wisely: Select adjusters with Lowcountry heritage property experience and positive reviews in the Bluffton area
Understand Their Role: Your adjuster works for you, not the insurance company, to maximize your settlement
Provide Comprehensive Documentation: Supply photos, receipts, repair estimates, heritage documentation, and all correspondence
Communicate Clearly: Maintain open communication and ask questions throughout the process
Be Patient: Heritage property claims take time - trust your adjuster to secure the best outcome
