Connecticut Hail Damage

Connecticut Public Adjuster

After Recent Hail Storms in Eastern CT, It is a good time to check your home for damage, and call on Global Patriot Adjusters LLC, to work with your insurance company to pay for damage. Hail / Wind: Check Your Home for Signs of Permanent Damage

Advice From Marc Lancaric – Public Adjuster & President of Global Patriot Adjuster, LLC.:

When high winds, tornadoes, or hail hit your home, it’s smart to check for signs of permanent damage. Look for these six signs of wind-related trouble:

  • New cracks in walls, especially walls near windows and doors. Cracks larger than a quarter-inch or more are a sign walls may have shifted or settled.Exterior foundation cracks or changes in the levelness indicate foundation issues have arisen.
  • Plumbing problems like leaks around the water heater or water softener.
  • Flush your toilets and turn on all your water faucets, then check your pipes for leaks.
  • Water stains or yellowing on your ceilings over the next few weeks — clues that the roof was damaged.
  • Gutters that have pulled away or are no longer sloped correctly.
  • If you home was hit by hail:
  • Check patio covers, screens, windows, and soft aluminum roofs for damage.
  • Examine roof shingles (use binoculars if you can’t safely climb a ladder) for holes or dents.
  • Go over vehicles looking for dents and broken or cracked glass.

If you find hail or wind damage:

  • Cover any broken windows and holes in your roof, as well as any broken glass on the car, to prevent further damage.
  • Report your insurance claim as soon as possible; no matter what the level of damage.
  • Take pictures before you make any temporary repairs.
  • Keep receipts for any temporary repairs you have to make because your homeowners policy may cover those costs.
  • Do a reference check on any contractor you hire to repair your home. Fraudsters working home repair scams typically follow the path of storms.
  • With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation. Your insurance company does not have your best interest at heart. We have a staff ready to personally handle every aspect of your claim..

Contact us for a free no obligation consultation or for advice on how to proceed at 800-654-3041.

Hail / Wind: Check Your Home for Signs of Permanent Damage

Advice From Marc Lancaric - Public Adjuster & President of Global Patriot Adjuster, LLC.

  • When high winds, tornadoes, or hail hit your home, it’s smart to check for signs of permanent damage. Look for these six signs of wind-related trouble:
    • New cracks in walls, especially walls near windows and doors. Cracks larger than a quarter-inch or more are a sign walls may have shifted or settled.Exterior foundation cracks or changes in the levelness indicate foundation issues have arisen.
    • Plumbing problems like leaks around the water heater or water softener.
    • Flush your toilets and turn on all your water faucets, then check your pipes for leaks.
    • Water stains or yellowing on your ceilings over the next few weeks — clues that the roof was damaged.
    • Gutters that have pulled away or are no longer sloped correctly. If you home was hit by hail:
    • Check patio covers, screens, windows, and soft aluminum roofs for damage.
  • Examine roof shingles (use binoculars if you can’t safely climb a ladder) for holes or dents.
  • Go over vehicles looking for dents and broken or cracked glass. If you find hail or wind damage:
    • Cover any broken windows and holes in your roof, as well as any broken glass on the car, to prevent further damage.
    • Report your insurance claim as soon as possible; no matter what the level of damage.
    • Take pictures before you make any temporary repairs.
    • Keep receipts for any temporary repairs you have to make because your home owners policy may cover those costs.
    • Do a reference check on any contractor you hire to repair your home. Fraudsters working home repair scams typically follow the path of storms.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041.

Flat Roof Insurance Claims - Public Adjuster

Our Chief Estimator once said; "If you are looking forthe guy that invented the flat roof, he's bound to be in hell."   Our Flat Roof Insurance Claim Clients know this all too well.  Often, Flat Roof Insurance Claims can be some of the most difficult to handle on your own.

Why are Flat Roof Insurance Claims so difficult to settle?  

  1. Because there is no clear line of separation between sections, so insurance carriers are forced to look at replacement of the entire roof, more often than not.
  2. Because the roof systems require seamless installation that does not allow for many types of simple repairs.
  3. Drainage issue, can be confusing to insurance adjusters not trained and seasoned on Flat Roof Insurance Claims.
  4. Code mandated upgrades to roofs must be explained and proven to keep the insured from being open to liability.

Flat Roof Insurance Claims need to be handled quickly to avoid deeper impact on buildings and contents they contain.  The very nature of the Flat Roof does not allow for easy covering as a manner of temporary repair.  Often times, we help clients get needed skills on site to stop the loss by making temporary repairs with the best engineering methods in the market.

When you contact Global Patriot Adjusters, Ask for Marc Lancaric - Public Adjuster & President of Global Patriot Adjusters.  Mr. Lancaric handles all Commercial Flat Roof Claims personally, along with key member of the estimation staff.

Flat Roof Claims require skill by all who touch them.  As your Public Adjuster we will be certain to bring the needed expertise to Maximize and Quickly Settle Your Flat Roof Insurance Claim.

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed, call 1-800-654-3041.

Handling Every Aspect Of Your Claim With Your Best Interest At Heart - Public Adjuster

Global Patriot Adjusters, LLC. Licensed Public Adjuster for Residential & Commercial Claims: NH, MA, CT, RI, VT, ME, NY, LA, GA 1-800-654-3041

"Handling Every Aspect Of Your Claim With Your Best Interest At Heart"  is just a statement without the story behind our company and mindset.   Our mission was formed before we took the first claim.  Our mission is at the bottom of every e-mail me compose.  It is the first thing we teach our staff and Public Adjusters;

"Global Patriot Adjusters LLC is a company birthed and built on the single goal of fanatically bringing every dollar deserved to clients from an insurance claim. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability."

When we say "Handling Every Aspect Of Your Claim With Your Best Interest At Heart," it means the things on this list and a great deal more:

  • We document your claim down to the very last item damaged item.  It doesn't matter if it is 50 Cents of $500.00, we make it part of your claim.
  • We deal with respect with your insurance company and adjuster, but we only represent you in the process.
  • We speed the process of getting your claim submitted and settled in a favorable way.
  • We don't leave you in the claim process, we handle it end to end.  Our relationship with you will remain long after the initial Insurance claim process beings.
  • We keep you up to date on our progress on your behalf.
  • We keep your special circumstances in mind.  This can mean health, housing, pets, and special family needs. Taking ownership of your claim, is personal, and we expect to handle special needs on your behalf to the insurance carrier just the same!
  • We seek advances on most claims to help with the cash flow of repairs.
  • We handle Loss of Use and Additional Living Expense (A.L.E.) Claims.  These claims can help to make you comfortable during the process of the claim.  They must be handled with speed and proper pre-approvals we negotiate with the carrier.
  • We handle even the smallest of claims because a small loss is just as much of a challenge for owners at times than total destruction of property.

Handling Every Aspect Of Your Claim With Your Best Interest At Heart -  Global Patriot Adjusters, LLC, Your Public Adjuster

Call us for a free no obligation consultation or for advice on how to proceed. 800-654-3041

PUBLIC ADJUSTER FOR INSURANCE HAIL CLAIMS

There seems to be a higher and higher frequency of hail damage claims in the United States today. We seem to get hail claims in almost every state we work. As any particular peril rises in cost for insurance carriers, they seem to get more crafty in finding ways to deny a claim.

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Marc Lancaric, Public Adjuster & President of Global Public Adjusters LLC  notes: "Hail can cause damage that is not even perceived at the beginning of the process of the claim. We study the condition of the property at a level to find exactly what it is going to take to bring it back to a workable condition. There are lots of mistakes made on hail claims that leave homeowners and properties owners in a lurch."

Another strategy that is regularly used is offering you prices that are below market cost for the repairs due to hail. As with every claim we work at Global Patriot Adjusters, we provide necessary proof to have a claim paid out at correct market rates.

In many cases we find that the insurance companies are trying to say the buildings that are damaged by hail are in disrepair prior to the hail. This allows the insurance companies to depreciate the value of the claim, thus reducing the amount they ultimately pay out to the insured.

We seen this strategy very regularly with hail claims and have many tools at our disposal to remedy this problem. Typically we will be able to get the entire roof system replaced, instead of just addressing particular components.

We Look Forward to Being Your PUBLIC ADJUSTER FOR INSURANCE HAIL CLAIMS! 

Contact Us for quick action on your claim 800-654-3041.